The ultimate flexible payroll Solution

We offer a range of payroll services, starting with earned wage access and automated payroll

0%

Interest Charge

Only at nominal transaction fee

$0

Hidden Fee

Transparent Pricing

0

Hit Charges

Pay your employees once a month as usual

1

Day Withdrawal

Money in your employee’s account the very same day

How it Works

Connect

Tell us how you would like us to configure HariGaji for your payroll

1

Integrate

We set out the best strategy to suit your business and employees

2

Request

Your employees can request EWA either through WhatsApp or App

3

Disburse

Approve loans Automatically or using set business rules. Funds are disbursed to a bank account or e-wallet

4

1

Connect

Tell us how you would like us to configure HariGaji for your payroll

2

Integrate

We set out the best strategy to suit your business and employees

3

Request

Your employees can request EWA either through WhatsApp or App

4

Disburse

Approve loans Automatically or using set business rules. Funds are disbursed to a bank account or e-wallet

More features to power-up your financial freedom.

Why HariGaji For Employers

No additional

No additional costs, no risks, and no additional training

Productivity

Increased productivity equals to increased sales

Payroll

No specific attendance/payroll systems required

Reduced

Reduced employee turnover

Requirements

We work according to your requirements and standards

Digitalize

Digitalize your attendance system with us

Why HariGaji For Employees

Ease of Use

Pay bills and prepare for upcoming expenses without worry

Quick Approval

No more waiting days for advances to be approved

0% Interest

No interest or taxes because earned wage access is not a loan

Going the extra mile

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Why HariGaji for
Partners

Fully Managed EWA

HariGaji will manage and fund the complete process

EWA Infrastructure

Have more autonomy on the EWA process

White-Labelled EWA

Own the complete solution allowing the ultimate flexibility to suit your corporate needs

How our solution will impact millions

HariGaji is a platform that lets employees get a part of their salary in advance, free of any interest whilst promoting healthy financial habits

Companies that
trust us!

Quick Launch Benefits.

Earned Wage Access

First earned wage access provider in the country

Shariah-Compliant

MDEC's Islamic digital economy certified

Strong Partnership

We have experience working with government entities, medical providers, telcos and key players in service industry

HariGaji in the News

Frequently asked Questions

01.What is the maximum amount I can advance?

The maximum you can withdraw is 50% of you salary earned. For example, if you have worked for 20 days, you may withdraw up to 50% of the amount of money you earn by working for 20 days.

This is dependent on the extent of the information we have access to through your employer. Some attendance systems may not capture overtime easily and so may not be included in HariGaji.

You can access your earned wages as many times as you want during the month before the 25th of the month (or cutoff date set by your employer).
However, we strongly advise you to budget appropriately and limit the number of transactions throughout the month to ensure that you are developing good financial principles.

Please contact us and we will reset your login details for you.

Please alert your employer to let us know or contact us directly and we can update your account.

Most often the employer will be able to process the repayment as a deduction on your payslip.

We often process transactions within 1 business day. However, unexpected delays may occur, do contact us if you face any issues.

We are simply using your bank account details to send you your withdrawal amounts. We will not be able to access your bank account or make any changes.

The amount will be sent to your salary account in most cases unless you ask for it to be sent to another account.

01. How much information do we share from our attendance/payroll systems?

We will not need full access to any of your systems. Attendance system: We will, to our best ability, integrate with your systems. Otherwise, simply sharing employee attendance information on a regular basis (e.g. weekly) is sufficient.
Payroll system: We will require the basic salaries of employees participating in the programme and their salary bank account details. This is simply for us to safely transfer their withdrawals to them.

HariGaji stores all the information within Amazon Web Services and users can be guaranteed that their data is kept secure.

HariGaji is a registered company. We are registered with Suruhanjaya Syarikat Malaysia (SSM) and the provision of our services have been discussed with and validated by the Malaysian government.

This is dependent on the contract we agree with you on but we expect this sum to be deposited to us by the 7th of the month.

At the end of the month you should still make respective deductions to the salary that are entitled to HariGaji and send us the full amount due to us.

Employees will be made aware at the beginning that this is a service providing advance that will be deducted from their final salary amount and would have agreed to such a condition in the Terms of Use when they login.

01. What is HariGaji?

We are a financial wellness platform that provides salary tracking, earned wage access and additional services. We aim to increase the financial literacy of our customers by introducing an app that allows them to better understand their wages and have a sense of financial security.

Earned wage access is a fintech service that allows employees to receive a portion of their salaries before their paydays according to the days they have already worked, thus accessing a portion of their earned wage. All these details are based on information we can access from your employer.

​​​​​​You can download our app in the Google Play Store but will not be able to login unless you are registered with us through an employer. Contact us and we will get back to you with the information you need to get on-board.

HariGaji simply allows you to withdraw a portion of your earned wages early and, therefore, you are not borrowing. So there are no taxes or interest involved. The only cost will the be monthly subscription that allows you to use our app and service. Contact us to find out more about the price.

Don’t just take our
word for it!

Read our customers’ stories

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Thank You For Connecting!

Your Request Was Submitted Successfully