Transparent Pricing
Tell us how you would like us to configure HariGaji for your payroll...Learn more
We set out the best strategy to suit your business and employees...Learn more
Your employees can request EWA either through WhatsApp or App...Learn more
Approve loans Automatically or using set business rules. Funds are disbursed to a bank account or e-wallet...Learn more
Tell us how you would like us to configure HariGaji for your payroll
We set out the best strategy to suit your business and employees
Your employees can request EWA either through WhatsApp or App
Approve loans Automatically or using set business rules. Funds are disbursed to a bank account or e-wallet
Instant and efficient salary advance processing.
Helping employees understand their earnings for the month
Encouraging good financial habits
Provides employees with special offers and deals
A robust, straightforward solution to manage a transient workforce
No additional costs, no risks, and no additional training
Increased productivity equals to increased sales
No specific attendance/payroll systems required
Reduced employee turnover
We work according to your requirements and standards
Digitalize your attendance system with us
Pay bills and prepare for upcoming expenses without worry
No more waiting days for advances to be approved
No interest or taxes because earned wage access is not a loan
No credit checks required ever.
HariGaji will manage and fund the complete process
Have more autonomy on the EWA process
Own the complete solution allowing the ultimate flexibility to suit your corporate needs
HariGaji is a platform that lets employees get a part of their salary in advance, free of any interest whilst promoting healthy financial habits
First earned wage access provider in the country
MDEC's Islamic digital economy certified
We have experience working with government entities, medical providers, telcos and key players in service industry
KUALA LUMPUR, 26 December 2023 – According to a recent survey, 55% of Malaysians live from paycheck to paycheck — so what happens if these
Digi Telecommunications, via its innovation arm Digi-X, has signed a partnership agreement with financial wellness platform HariGaji to launch the Earned Wage
Digi announced a partnership between its innovation arm, Digi-X, and financial wellness platform HariGaji to offer Earned Wage Access (EWA) for Digi’s HR super app, altHR. This
If you’re sick of untangling cables on your morning commute, it’s about time you cut the cord and invested in a pair
We started HariGaji with a mission to help the people of Malaysia understand financial wellness and how they can achieve it within
Plugging in the on-demand feature to the pay model for employees How often do we find ourselves wishing payday would come a
The maximum you can withdraw is 50% of you salary earned. For example, if you have worked for 20 days, you may withdraw up to 50% of the amount of money you earn by working for 20 days.
This is dependent on the extent of the information we have access to through your employer. Some attendance systems may not capture overtime easily and so may not be included in HariGaji.
You can access your earned wages as many times as you want during the month before the 25th of the month (or cutoff date set by your employer).
However, we strongly advise you to budget appropriately and limit the number of transactions throughout the month to ensure that you are developing good financial principles.
Please contact us and we will reset your login details for you.
Please alert your employer to let us know or contact us directly and we can update your account.
Most often the employer will be able to process the repayment as a deduction on your payslip.
We often process transactions within 1 business day. However, unexpected delays may occur, do contact us if you face any issues.
We are simply using your bank account details to send you your withdrawal amounts. We will not be able to access your bank account or make any changes.
The amount will be sent to your salary account in most cases unless you ask for it to be sent to another account.
We will not need full access to any of your systems. Attendance system: We will, to our best ability, integrate with your systems. Otherwise, simply sharing employee attendance information on a regular basis (e.g. weekly) is sufficient.
Payroll system: We will require the basic salaries of employees participating in the programme and their salary bank account details. This is simply for us to safely transfer their withdrawals to them.
HariGaji stores all the information within Amazon Web Services and users can be guaranteed that their data is kept secure.
HariGaji is a registered company. We are registered with Suruhanjaya Syarikat Malaysia (SSM) and the provision of our services have been discussed with and validated by the Malaysian government.
This is dependent on the contract we agree with you on but we expect this sum to be deposited to us by the 7th of the month.
At the end of the month you should still make respective deductions to the salary that are entitled to HariGaji and send us the full amount due to us.
Employees will be made aware at the beginning that this is a service providing advance that will be deducted from their final salary amount and would have agreed to such a condition in the Terms of Use when they login.
We are a financial wellness platform that provides salary tracking, earned wage access and additional services. We aim to increase the financial literacy of our customers by introducing an app that allows them to better understand their wages and have a sense of financial security.
Earned wage access is a fintech service that allows employees to receive a portion of their salaries before their paydays according to the days they have already worked, thus accessing a portion of their earned wage. All these details are based on information we can access from your employer.
You can download our app in the Google Play Store but will not be able to login unless you are registered with us through an employer. Contact us and we will get back to you with the information you need to get on-board.
HariGaji simply allows you to withdraw a portion of your earned wages early and, therefore, you are not borrowing. So there are no taxes or interest involved. The only cost will the be monthly subscription that allows you to use our app and service. Contact us to find out more about the price.
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